Since Trego Insurance Agency, LLC established its footprint as a Farmers Insurance office in Pennsylvania, we have never lost sight off our goal to provide the best insurance coverage and services for our customers. As we expanded our growth to serve clients in New Jersey, Delaware, Maryland, and recently Virginia we realized a void in our product offering, and the ability to service our customers competitively. To accommodate these challenges in 2019 we started the process to become a totally independent insurance agency, since then we have never looked back!
We are currently aligned with one of the largest independent agency networks in the country, Keystone Insurance Group and have access to over 80 companies for our commercial lines, 20 for our personal lines, 10 life insurance carriers, and the ability to bring our commercial clients employee benefits, including group health insurance.
Why do business with Trego Insurance Agency, LLC?
Unlike a captive, or direct insurance company who only offers their own proprietary products, our agency is 100% independent of any one company. Many insurance consumers do not fully understand just how important that really is. At the end of the day, what separates one agent from another, is their ability to proactively service their policyholders, and their knowledge of the insurance industry, products, and different situations that may present themselves to their clients. Not only will we shop for the best fit in the beginning, but we will also monitor your renewal cost for increases and remarket to new carriers if needed. All our carriers are at minimum A+ rated so rest assured you will be working with the best!
Independent Agent Vs. The Rest
When it comes to something as important as insurance, it is imperative that you work with an agency who has an in-depth knowledge of multiple insurance products, companies, and guidelines — not just one. Here is a quick comparison of the differences between an independent agency like us, and the various other types of companies that are out there:
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.