History
Since established its footprint in Pennsylvania, we have never lost sight off our goal to provide the best insurance, cost, and service for our customers. As we expanded our growth to serve clients in New Jersey, Delaware, Maryland, Virginia and Michigan we realized a void in our product offering to new commercial industries, and the ability to service our customers competitively. In January of 2020 we aligned with one of the largest independent agency networks in the country, Keystone Insurance Group. KIG has helped us gain direct access to over 80 commercial lines and 25 personal line carriers, and the ability to bring our commercial clients employee benefits, including group health insurance.
Independent Agent Vs. The Rest
When it comes to something as important as insurance, it is imperative that you work with an agency that has an in-depth knowledge of multiple insurance products, companies, and guidelines — not just one. Here is a quick comparison of the differences between an independent agency like us, and the various other types of companies that are out there:
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.
